WE KNOW THE DIFFERENCE.
We know the difference between a Paso Fino and a Carousel Pony.
And we know the difference between an insurance specially crafted to protect your horse farm and your horses vs. ordinary business and property insurance that simply has "add-ons."
Gibson Insurance Agency specializes in Equine Insurance. Our agents are experts in understanding your needs and talking your language. Those differences make all the difference in the world:
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We know that whether a part of the family or an investment, your financial outlay - both initial and ongoing - has been significant. So your insurance coverage must protect that investment and take fair market value into account.
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We know that if you have a boarding and training facility, you have special risks not encountered by ordinary businesses. Your policy must protect that business, because even a client-signed release of liability won't necessarily keep you from being sued.
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We know that a boarded horse is not fully protected by the customary coverage carried by the people who own and manage the facility. That's why our policy for your horse must go beyond a simple property approach.
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We know how much medical, surgery, and aftercare expenses can add up. Therefore, we customize your coverage to accommodate the gap that standard policies leave, even in the case of veterinarian-recommended treatments.
Sport horses or family horses; on the farm or at shows; the love of your children or the basis of your business; let us help you fashion equine coverage customized for you. We even know how to save you money by giving you only what you need.
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Horse Farms
Facilities including:
- Breeding
- Boarding
- Training
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Equine Mortality
Equine and Mortality Coverages
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Standard Coverages Include:
- Dwelling
- Other Private Structures
- Household Contents
- Additional Living Expense
- Liability Coverages
- Other Farm Structures including Barns, Stables, Fences, Corrals, Pens, Towers, etc.
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Specialty Coverages Available:
- Stable Liability
- Livestock Coverage
- Business Income
- Care, Custody, and Control
- Mobile Agricultural Equipment
- Excess/Umbrella Liability
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Mortality Insurance Including:
- Accident
- Injury
- Sickness
- Disease
- Theft
Also Available:
- Loss of Use
- Barrenness
- Infertility
- Transit Coverage
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Ranch & Estate
- Complete Property & Liability Packages for most equine properties.
- Designed specifically for your needs, no matter the size or use.
- Our expert underwriters specialize in equine related risks.
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Liability
- Private or Commercial
- Will help you find the right products to cover your particular risks - the kind not covered by your homeowners' insurance.
Get a FREE quote now. Our equestrian experts will make your quest for better care a success.