WE KNOW THE DIFFERENCE.
We know the difference between a Paso Fino and a Carousel Pony.
And we know the difference between an insurance specially crafted to protect your horse farm and your horses vs. ordinary business and property insurance that simply has "add-ons."
Gibson Insurance Agency specializes in Equine Insurance. Our agents are experts in understanding your needs and talking your language. Those differences make all the difference in the world:
We know that whether a part of the family or an investment, your financial outlay - both initial and ongoing - has been significant. So your insurance coverage must protect that investment and take fair market value into account.
We know that if you have a boarding and training facility, you have special risks not encountered by ordinary businesses. Your policy must protect that business, because even a client-signed release of liability won't necessarily keep you from being sued.
We know that a boarded horse is not fully protected by the customary coverage carried by the people who own and manage the facility. That's why our policy for your horse must go beyond a simple property approach.
We know how much medical, surgery, and aftercare expenses can add up. Therefore, we customize your coverage to accommodate the gap that standard policies leave, even in the case of veterinarian-recommended treatments.
Sport horses or family horses; on the farm or at shows; the love of your children or the basis of your business; let us help you fashion equine coverage customized for you. We even know how to save you money by giving you only what you need.
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Equine and Mortality Coverages
Standard Coverages Include:
- Other Private Structures
- Household Contents
- Additional Living Expense
- Liability Coverages
- Other Farm Structures including Barns, Stables, Fences, Corrals, Pens, Towers, etc.
Specialty Coverages Available:
- Stable Liability
- Livestock Coverage
- Business Income
- Care, Custody, and Control
- Mobile Agricultural Equipment
- Excess/Umbrella Liability
Mortality Insurance Including:
- Loss of Use
- Transit Coverage
Ranch & Estate
- Complete Property & Liability Packages for most equine properties.
- Designed specifically for your needs, no matter the size or use.
- Our expert underwriters specialize in equine related risks.
- Private or Commercial
- Will help you find the right products to cover your particular risks - the kind not covered by your homeowners' insurance.
. Our equestrian experts will make your quest for better care a success.